buying a home

January 11, 2016
Buyer Beware

Plan “B” in Real Estate

Out house hunting and finding the perfect property..what’s your real estate plan “B” or fallback plan? HomeSearch Plan “B”, the backup or contingency plan you have in place if things don’t work out as planned.  Most of today’s buyers don’t want to […]
December 17, 2015
Mortgage Graph

The Sky is Falling!

The Federal Reserve Bank raised the benchmark interest rate by .25% yesterday and buyers think the sky is falling! Borrowers who have already locked-in an interest rate to finance the purchase of their home or condo will not be affected […]
October 14, 2015
FHA

The Benefits of a FHA Loan

Today’s home buyers don’t always have enough money saved for a traditional down payment.  For buyers with less than 20% down available the benefits of obtaining a mortgage loan through the Federal Housing Administration makes buying a home affordable. The FHA allows […]
September 29, 2015
Mortgage

What Buyers Need to Know About TRID?

Buyers need to know the ins and outs about TRID-TILA RESPA Integrated Disclosure rule.  History repeats itself when a law or regulation has such a complicated name with so many initials being used that someone needs to come up with an abbreviation […]
August 31, 2015

New Regulations on Loan Disclosures Coming in October

(Thanks to Ticor Title for simple explanation) Buyers fasten your seatbelts as the government rolls out new regulations on loan disclosures in October. Are you ready for TILA RESPA Integrated Disclosure rule -TRID!  The newest twist from the CFPB (Consumer […]
February 16, 2015
Safeguarding your credit

How to Keep Your Identity Safe When Purchasing a Home

Buying a home can be a very exciting and happy time. From touring neighborhoods and going to open houses, to being handed the keys by your real estate agent and hearing those wonderful words: “Welcome home,” the entire process is […]