buying a home

September 14, 2016
Cincinnati earnest money

3 Things To Know About Earnest Money

3 things you need to know about earnest money-one of the most important and most misunderstood parts of buying a home. In a perfect world home buyers and sellers would shake hands on a deal and meet at the closing […]
August 31, 2016
photo of goats

4 Things You Need to Know About HOA’s

The 4 things buyers need to know about  HOA’s (Homeowner Associations). Lots of communities built since the early 1980’s are governed by HOA rules and regulations controlling not only the “look” of the community as well as posting all the do’s and don’ts […]
June 22, 2016

No Geese, No Goats

No geese, no goats, no pay -no stay is the simplest way to explain multi-page fine print mortgage documents to today’s real estate buyer. But chickens may be ok! Every buyer today who is financing the purchase of a new […]
May 12, 2016
Cincinnati real estate

Winning In Multiple Offer Mania

Like it or not the real estate market in greater Cincinnati might force buyers to reset their goals to a new goal of “winning in multiple offer mania”.  Some neighborhoods and homes are finding themselves in a seller’s paradise with […]
April 12, 2016
Getting a mortgage

How to Avoid Mortgage Meltdown

“Buyer Beware”, “Look Before You Leap” and “Don’t Get in Over Your Head” are all good ways to avoid mortgage meltdown in today’s real estate market. Contact For most of us the most expensive thing most of us will ever […]
February 16, 2016
down payments

Low Down Payment Mortgages

All consumers hear is …”it’s a great time to buy”.  However, the ongoing shortage of homes on the market in greater Cincinnati continues to discourage potential buyers who think they must have 20% down to buy a home.  Low down […]
January 11, 2016
Buyer Beware

Plan “B” in Real Estate

Out house hunting and finding the perfect property..what’s your real estate plan “B” or fallback plan? HomeSearch Plan “B”, the backup or contingency plan you have in place if things don’t work out as planned.  Most of today’s buyers don’t want to […]
December 17, 2015
Mortgage Graph

The Sky is Falling!

The Federal Reserve Bank raised the benchmark interest rate by .25% yesterday and buyers think the sky is falling! Borrowers who have already locked-in an interest rate to finance the purchase of their home or condo will not be affected […]
October 14, 2015
FHA

The Benefits of a FHA Loan

Today’s home buyers don’t always have enough money saved for a traditional down payment.  For buyers with less than 20% down available the benefits of obtaining a mortgage loan through the Federal Housing Administration makes buying a home affordable. The FHA allows […]