Low interest rates and headlines about how fast homes are selling in Cincinnati and it’s easy to forget many home owners are still struggling with mortgage payments.
Consider using HARP if:
Many of today’s homeowners feel as if they’re caught between a rock and a hard place dumping money down the drain waiting for real estate market values to rise enough to refinance or sell. As of March of the year Ohio had 27,000 loans elligible and HARP offers an easier way to refinance!
Gather your financial information.
Make sure you have your basic financial and loan information on hand when you call your mortgage company. You’ll need:
Contact your mortgage company.
Ask if they are an approved HARP lender. Since you are a current customer, your lender already has your loan file. However, they will need you to provide the information necessary to verify your current source of your income.
Contact a HARP lender Fannie Mae and Freddie Mac Lenders in Ohio.
Are you eligible to get “HARPED”?
Good news – HARP has also been extended and will now expire on September 30, 2017. Don’t let a golden opportunity go to waste.